Serving both businesses and individuals, we assist in reducing your exposure to loss through a careful analysis of your unique situation.

Providing Comprehensive Insurance Programs for Businesses

Every business presents its own challenges, one of those being the identification of exposures that put the company at risk, and knowing how to manage those risks in a manner that is cost-effective.  Viking Risk analyzes each company’s needs and constructs a custom insurance program which leaves clients confident that all of their bases are covered.  Following are some coverages commonly considered:

  • Property
  • Crime
  • Earthquake & Flood
  • General Liability
  • Business Automobile
  • Umbrella
  • Workers’ Compensation
  • Professional Liability
  • Employment Practices Liability
  • Directors & Officers Liability
  • Cyber Liability

Risk services are an integral part of a comprehensive insurance program. Such services help you control expense and minimize risk of loss, and may include:

  • Workers’ Compensation Claims Management
  • Human Resource Management Consulting
  • Contract Review Services
  • Safety Plan Implementation and Review
  • Disaster Recovery Planning
  • OSHA Compliance

We have the knowledge to assess your needs in the area of risk management and can provide access to the resources needed by most organizations.

Life, Health & Disability

Group Benefits are a valuable offering that can help you recruit and retain the best employees. With rising costs, now is the time to re-examine your offerings to maximize your investment. We can help you navigate the complicated plans and rules related to Group insurance when we write your other business insurance policies.

Protection for Your Home and Family

Personal Insurance can be confusing and most people don’t give their coverage much thought. The need for coverage often arises out of demands from a mortgage or finance company, or to comply with state laws. But your personal insurance is much more important than that. It is protection of your assets and well-being, and those of your loved ones. In today’s world, one unfortunate event could mean years of financial or legal struggles. The right insurance coverage and agent can aid your recovery immensely. We can help you with:

  • Homeowners
  • Renters
  • Rental Properties
  • Personal Auto
  • Umbrella
  • Boat/RV
  • Earthquake
  • Flood
  • Special Events
  • and more!

Some of the Insurers We Represent:

Business Insurance
AIG
ACE
Berkshire Hathaway
CNA
Chubb
CSE
Hartford
Liberty Mutual
Nationwide
Progressive
QBE
SCIF
Travelers


Personal Insurance
American Modern
California Fair Plan
Chubb
CSE
Foremost
Geovera
Hartford
Lloyds
Mercury
NatGen
Nationwide
Progressive
Safeco
Travelers

Medical/Dental Insurance
Aetna
Anthem Blue Cross
Blue Shield
California Choice
Cigna
Delta Dental
HealthNet
Humana
Kaiser Permanente
Pacificare/United Healthcare
Principal
Safeguard Dental
Unicare